Servicing clients in the banking, financial services, credit cards, utilities, student loan, and government industries.

A&O is a full services licensed and bonded collections agency, certified by the State of Illinois.

A&O’s current principal business is in the first placement collection market. Currently our largest client is the City of Chicago Department of Finance.

From advanced technology to a more innovated staff, our executive members are on the move to a bigger and better future. Excelling in the field of Municipal, and Private Sector Collections, A&O Recovery is dedicated to focusing on helping clients reclaim lost revenues to build and grow their organization.